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Sinclair College
444 West Third Street, Dayton, Ohio 45402

RES 1301 Real Estate Finance

Exploration of the institutions, methods, instruments and procedures involved in the financing of real estate, mortgage market and effects of government monetary/ fiscal policy, the requirements for loan application, loan closing process, and defaults and foreclosures. This course is part of Sinclair’s Ohio Real Estate Sales Associate pre-licensure program. Successful completion of the courses in Sinclair’s Ohio Real Estate Sales Associate pre-licensure program meets the educational requirement for you to sit for the Ohio Real Estate Salesperson Examination only (further state requirements must also be satisfied). Sinclair’s pre-licensure program is not intended to meet requirements for license examination in any other state.

Prerequisites: None

Course Outcomes
  • Describe the process used to qualify and process a mortgage loan.
  • Describe how the conventional, FHA, and VA loan programs work.
  • Describe the role of the Federal Reserve and Treasury Department in fiscal policies.
  • Explain the use and importance of notes and mortgages in real estate finance.
  • Explain the role of government (HUD, FNMA, FHLMC, GNMA, RSPA and FIRREA) in real estate finance.
  • Explain the requirements for the closing process.
Credit Hours: 1.5
  • Classroom: 1.5 hours
  • Division: Business and Public Services
  • Department: Real Estate
  • Repeatable Credit: No
  • Offered Online: Yes
Available Sections
Virtual Learning
Online Learning with Meeting Times
Online
Faculty: DeWine
Term: Fall 2023
Format: Condensed content. Shorter than normal term - meets once or a few times only. Course meets online during scheduled days and times, with additional online content. Check the schedule to confirm the days and times your class will meet online. Requires computer and high-speed internet.
Note: A Term
Course Fee: $11.25
Open Seats: 10
Meets: T from 7:00PM to 8:50PM
Section: RA1
Open Seats: 10
Meets: T from
7:00PM to 8:50PM
Section: RA1
Online Learning
Online Learning
Faculty: DeWine
Term: Fall 2023
Format: Condensed content. Shorter than normal term - meets once or a few times only. Complete work online when it fits your schedule, while adhering to weekly deadlines. No scheduled meeting times. Requires computer and high-speed internet.
Note: A Term
Course Fee: $11.25
Open Seats: 2
Section: 5A1
Open Seats: 2
Section: 5A1
Blended Learning
Downtown Dayton Campus
Bldg 13, Rm 403
Faculty: Ashton
Term: Fall 2023
Format: Course meets in person on scheduled days and times with additional online content. Check the schedule to confirm the days and times your class will meet in-person. Requires computer and high-speed internet.
Open Seats: 9
Meets: MTW from 9:00AM to 12:00PM
Section: 101
Open Seats: 9
Meets: MTW from
9:00AM to 12:00PM
Section: 101
Online Learning
Online Learning
Faculty: Ashton
Term: Fall 2023
Format: Complete work online when it fits your schedule, while adhering to weekly deadlines. No scheduled meeting times. Requires computer and high-speed internet.
Course Fee: $11.25
Open Seats: 1
Section: 501
Open Seats: 1
Section: 501
Blended Learning
Centerville Campus
Centerville, Rm 112
Faculty: DeWine
Term: Fall 2023
Format: Course meets in person on scheduled days and times with additional online content. Check the schedule to confirm the days and times your class will meet in-person. Requires computer and high-speed internet.
Open Seats: 6
Meets: S from 9:00AM to 12:00PM
Section: CY3
Open Seats: 6
Meets: S from
9:00AM to 12:00PM
Section: CY3