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Sinclair College

Federal Financial Aid

Federal Financial Aid

 

 

NAME OF AID

TYPE OF AID

COLLEGE EXPENSES COVERED

 

ANNUAL LIMITS

 

SPECIAL REQUIREMENTS

 

Federal Pell Grant

 

Grant

Tuition; fees; books; educational expenses

 

Maximum of $6,895; award amount based on need and determined by EFC

Student may not have a bachelor's or advanced degree

*Subject to lifetime limits

Federal Supplemental Educational Opportunity Grant (FSEOG)

 

 

Grant

 

Tuition; fees; books; educational expenses

 

Limits based on availability of funds

Student may not have a bachelor's or advanced degree

Have exceptional need Must qualify for the Federal Pell Grant

Federal Work Study

 

Work

 

Educational expenses

Award amount based on need and determined by Sinclair Financial Aid after reviewing other aid student received

Enroll in at least 6 credit hours

Have unmet financial need

 

 

Federal Direct Subsidized and

Unsubsidized Loans

 

 

 

Loan

 

 

Tuition; fees; books; educational expenses

Dependent: $5,500 - No more than $3,500 may be in subsidized loans; 2nd year dependent limit

$6,500 with no more than $4,500 in subsidized

3rd and 4th year dependent limit for students in a Bachelors program $7,500 with no more than $5,500 in subsidized

Independent: $9,500 - No more than $3,500 may be in subsidized loans; 2nd year independent limit

$10,500 with no more than $4,500 in subsidized

3rd and 4th year independent limit for students in a Bachelors program $11,500 with no more than $5,500 in subsidized

Actual award amounts based on Cost of Attendance and subsidized portions determined by EFC. 


All students are awarded to dependent student loan limits. Students who are eligible for independent loan amounts can request additional loan amounts if Cost of Attendance allows. 


Enroll in at least 6 credit hours

Must complete online entrance counseling and a Loan Agreement (MPN)

**Subject to lifetime limits

 

***Federal Parent PLUS Loan

(Dependent Students Only)

 

 

Loan

 

Tuition; fees; books; educational expenses

 

 

Parents may borrow up to the Cost of Attendance less any other aid

Enroll in at least 6 credit hours

Must complete online parent loan application and Loan Agreement (MPN)

* A student can receive the Pell Grant only up to 12 full time semesters or the equivalent.

** Lifetime Direct Loan Limits: Dependent - $31,000 with no more than $23,000 in subsidized; Independent - $57,500 with no more than $23,000 in subsidized.

*** Dependent students whose parents are unable to obtain a PLUS Loan may be eligible for additional Federal Direct Unsubsidized Loans. Special loan counseling is required for qualifying PLUS loan applicants who have adverse credit history as defined by the regulations. Educational expenses include books, supplies, equipment, dependent child care expenses, transportation and computer rental/purchase.

All students using federal aid are subject to federal aid guidelines. The most up to date policies are available atwww.sinclair.edu/services/welcome-center/finaid

All federal loans must be repaid. Repayment begins six (6) months after a student's enrollment drops below six (6) credit hours, including students attending part-time, graduating, and withdrawing. Additional information regarding loan repayment and required exit counseling is available at: www.sinclair.edu/services/welcome-center/finaid

Important Note: Federal Aid received at another institution may affect the amount of aid a student is eligible for at Sinclair and it is the responsibility of the student to only accept aid for which he or she is eligible with regard to annual limits. Students should contact the Financial Aid & Scholarships office with any questions concerning aid amounts and eligibility.

  • Last Revised: 04/07/2022